Certified copies of the death certificate may be required for the
following transactions:
The transfer of an individual CHECKING ACCOUNT or a
"joint" checking account if it is in the name of more than one
person without "or" or "and/or" appearing in the account's
ownership.
Transfer of an individual SAVINGS ACCOUNT or a "joint"
savings account if it is not an "or" account.
Transfer of an individual SAFE DEPOSIT BOX or a safe
deposit box in the name of other parties unless the ownership is
taken as "or."
Transfer of each TITLE OF REAL ESTATE OWNERSHIP. This
applies to property with the title taken as "Joint Tenancy with
the Right of Survivorship."
Transfer of each TITLE OF OWNERSHIP for all registered
motor vehicles. (Multiple names on the title does not apply if
the words "or" or "and/or" appear on the title between the names
of the registered owners.)
One for each LIFE INSURANCE POLICY claim. (If there are
multiple policies with one single company, a separate Certified
Copy of the Death Certificate may be required for each policy
number.)
One for each claim for BURIAL OR FUNERAL INSURANCE
POLICY.
One for each death benefit claim from a UNION.
Transfer of ownership of STOCK. One for each
transaction if the stock is sold or transferred separately.
Transfer or redemption of BONDS.
Transfer or redemption of TREASURY BILLS (T-BILLS).
Transfer or redemption of CERTIFICATES OF DEPOSIT
(CDs).
Transfer or redemption of MONEY MARKET ACCOUNTS.
To "roll over" an IRA ACCOUNT.
Federal and state INCOME TAX RETURNS.
Certified copies of the death certificate are not required to
claim Social Security "Lump Sum Death Benefits" or to apply for
"Survivor Benefits." Only a "Verification Of Death" is
required. Beddingfield Funeral Service will automatically supply this
at no charge.
